Employee Benefits Division
Our extensive experience in areas of qualified retirement plans and group insurance helps our business clients maximize their return on the dollars they spend on employee benefits. A benefit that is not properly communicated to an employee is a waste of the business’ valuable resources. We design, implement and coordinate the administration of all types of corporate benefit programs:
Qualified and Non- Qualified Retirement Programs:
- SIMPLE Plans
- 401(k) Profit Sharing Plans
- Defined Benefit Pension Plans
- SEPs (Simplified Employee Pension)
- 403 (b) Tax- Sheltered Annuities
- Deferred Compensation and Salary Deferral Plans
Employer and Employee Paid Health and Welfare Programs:
- Health insurance
- Traditional Indemnity
- HMO
- PPO
- Partial and Fully Self-Insured Programs
- H.S.A’s (Health Savings Accounts)
- Section 125 ‘Cafeteria Plans’
- Group Life Insurance (voluntary and employer paid)
- Group Short and Long-Term Disability Insurance (voluntary and employer paid)
- Group Long-Term Care Insurance (voluntary and employer paid)
- Group Dental and Vision Plans
- Individual Health Insurance
